Life cover up to US$350,000. If the worst happens, a tax-free lump sum goes straight to your loved ones — wherever in the world they are.
Most home-country life policies weaken or lapse when you move abroad. This one is built from the ground up for globally mobile individuals and families.
A single tax-free payment to your named beneficiaries so they can cover the mortgage, school fees, or day-to-day living without disruption.
See exactly what you’ll pay before you apply. Priced directly from the current rate table — no hidden loadings.
Move country, change job, retire abroad — your cover stays in force. Payout can be made to beneficiaries anywhere in the world.
Straightforward application with a short health questionnaire — your advisor guides you through every step.
Every policy includes the death benefit plus six standard services — no add-ons, no upsells.
Full schedule underwritten by Regency Assurance · benefits apply per insured person per plan year.
Life insurance isn’t about you — it’s about the people you leave behind. This cover is designed for expats in these situations.
Replace years of income so your family keeps their home and lifestyle.
Cover the outstanding balance so your partner isn’t forced to sell.
Fund a buy-sell agreement or protect a key employee.
Lock in low premiums while you’re young and healthy.
Enter your age, gender, smoker status and desired cover amount — see your annual premium in seconds.
Complete a simple online health questionnaire. Your advisor walks you through it end to end.
Pay the first annual premium and receive your policy documents. Cover starts the moment underwriting is complete.
A common rule is 3–4× your annual income, plus any outstanding mortgage and expected education costs for your children. Our advisors can walk you through it — there’s no cost or obligation.
Your cover follows you. Unlike most domestic life policies, this plan is designed for globally mobile clients — a change of country of residence does not invalidate the policy.
Premiums are based on your age, gender, smoker status and the sum assured you choose. Our online quote tool uses the current rate table directly — so the price you see is the price you pay.
Instant quote — no email or phone number needed to get the price. Just tell us who’s being covered.
Get My Instant Quote →Documents are hosted by Regency Assurance. The full set is on the Regency resources page.