Introduction
Expat Protect Hub ("we," "us," or "our") operates https://expatprotecthub.com (the "Site"). We respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Site or submit information through our forms.
Please read this Privacy Policy carefully. By using the Site or submitting your information, you consent to the practices described in this policy.
Information We Collect
Personal Information You Provide
When you submit information through our forms, we may collect:
- Name
- Email address
- Telephone number
- Country of residence
- Date of birth
- Information relating to your insurance requirements and preferences
Information Collected Automatically
When you visit our Site, we may automatically collect certain information about your device and browsing activity, including:
- IP address
- Browser type and version
- Operating system
- Pages visited and time spent on pages
- Referring website addresses
- Cookies and similar tracking technologies
How We Use Your Information
We use the information we collect to:
- Contact you regarding international health, life, and other insurance options
- Provide insurance quotes and information based on your requirements
- Assess your insurance needs and identify suitable coverage options
- Arrange for an insurance adviser or provider to contact you regarding your enquiry
- Respond to your inquiries and provide customer support
- Send administrative information, such as updates or security notices
- Improve our Site and services
- Comply with legal obligations
Sharing Your Information
By submitting your information through our forms, you understand and agree that your information may be shared with Regency for Expats and its authorized representatives for the purpose of:
- Responding to your enquiry
- Providing insurance information and quotes
- Assisting with your insurance application
Regency for Expats and its authorized representatives may contact you by telephone, email, WhatsApp, or other appropriate communication methods regarding your enquiry.
We may also share your information with:
- Service Providers: Third-party vendors who perform services on our behalf (e.g., hosting, analytics, email delivery)
- Legal Requirements: When required by law, regulation, or legal process
- Business Transfers: In connection with a merger, sale, or transfer of our business
We do not sell your personal information to unrelated third parties.
Cookies and Tracking Technologies
We may use cookies and similar tracking technologies to enhance your browsing experience, analyze Site usage, and personalize content. You can control cookie settings through your browser preferences. Note that disabling cookies may limit your ability to use certain features of the Site.
Data Security
We implement reasonable security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
Data Retention
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law.
Your Rights and Choices
Depending on your location, you may have the following rights regarding your personal information:
- Access: Request a copy of the personal information we hold about you
- Correction: Request correction of inaccurate or incomplete information
- Deletion: Request deletion of your personal information
- Opt-out: Opt out of marketing communications at any time
- Data Portability: Request transfer of your data to another service
To exercise these rights, please contact us at info@expatprotecthub.com.
International Data Transfers
Your information may be transferred to and processed in countries other than your country of residence. These countries may have data protection laws that differ from your country. We take appropriate measures to ensure your information remains protected in accordance with this Privacy Policy.
Third-Party Links
Our Site may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies.
Children’s Privacy
Our Site is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. The updated version will be indicated by the “Last updated” date at the top of this policy. We encourage you to review this Privacy Policy periodically for any changes.
Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
Expat Protect Hub
Email: info@expatprotecthub.com
Your Confirmation
By submitting information through our Site, you confirm that the information provided is accurate and that you have read and understood this Privacy Policy and consent to your information being shared with Regency for Expats for the purposes described above.