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Terms & Conditions

Last updated: 4 June 2026

By using this website you agree to the following terms. If you do not agree, please do not use this site.

1. About us

Expat Protect Hub is a referral and lead-generation service that prepares international insurance quotes for prospective customers. We are not an insurer and we do not issue policies ourselves. Policies are provided and underwritten by Regency Assurance.

2. No advice without engagement

Information on this site is for general guidance only and does not constitute personal financial or insurance advice. Personalised advice is provided only after you engage with an advisor and we have understood your needs.

3. Insurance regulation

Regency Assurance is regulated by the Financial Services Regulatory Commission (FSRC). Policy terms and any additional country-specific requirements depend on your country of residence and the chosen plan; full details are provided by Regency Assurance before you purchase.

3a. Policy documents

The current International Health brochure, Table of Benefits, and the full list of Regency’s product documents are available on the Regency Assurance resources page.

4. Pricing and quotes

Quotes are indicative until underwriting is complete. The final premium and policy terms are confirmed by the insurer at issue.

5. Acceptable use

6. Intellectual property

All content on this site (text, images, design) is owned by Expat Protect Hub unless stated. You may not copy, republish, or redistribute without written permission.

7. Limitation of liability

We make reasonable efforts to keep information accurate but make no warranty. To the maximum extent permitted by law, we are not liable for any loss arising from your use of this website.

8. Changes

We may update these terms from time to time. Continued use of the site means you accept the updated terms.

9. Contact

Questions? Email info@expatprotecthub.com.