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Terms & Conditions

Last updated: 4 June 2026

By using this website you agree to the following terms. If you do not agree, please do not use this site.

1. About us

Expat Protect Hub is a trading name of an international insurance consulting service. We connect expats with licensed brokers who can place cover with A-rated international medical insurers. We are not the insurer.

2. No advice without engagement

Information on this site is for general guidance only and does not constitute personal financial or insurance advice. Personalised advice is provided only after you engage with a licensed advisor and we have understood your needs.

3. Insurance regulation

All insurance products are placed via licensed and regulated brokers. The applicable regulator and policy terms depend on your country of residence and the chosen insurer; full details will be provided before you purchase.

4. Pricing and quotes

Quotes are indicative until underwriting is complete. The final premium and policy terms are confirmed by the insurer at issue.

5. Acceptable use

6. Intellectual property

All content on this site (text, images, design) is owned by Expat Protect Hub unless stated. You may not copy, republish, or redistribute without written permission.

7. Limitation of liability

We make reasonable efforts to keep information accurate but make no warranty. To the maximum extent permitted by law, we are not liable for any loss arising from your use of this website.

8. Changes

We may update these terms from time to time. Continued use of the site means you accept the updated terms.

9. Contact

Questions? Email info@expatprotecthub.com.